Chapter 4, The one who owes money is the elder.
"Go!" Vice President Wang said through gritted teeth
Moreover, even if one loses, it is actually not a big deal, as one still intends to retire early
With this 1 million, your 80 million and 350 million can be recovered!" Huang He said seriously, "Otherwise, you might as well seal me off right now.
This is human nature; in the darkest of times, even the slightest glimmer of light can evoke immense hope, or one might say, a desire for gamble
"This... this..." Vice President Wang hesitated somewhat. Although he felt that there was a 99% chance that Huang He was just stalling and trying to escape, the 1% possibility of repayment lingered in his mind. Considering the glory he would experience after recovering the loan, the Vice President couldn't help but feel inclined to agree to Huang He's request
Good! Vice President Wang is about to bite his own teeth off
Absolutely true
Then I shall take my leave! Vice President Wang came empty-handed and must return empty-handed as well
Do you think I am a fool? Vice President Wang looked at Huang He as if he were a madman
A significant portion of it belongs to your bank president
At this moment, whatever I say, you will doubt me!" Huang He smiled faintly, "However, if you seal my assets now, you will only obtain at most 50 million in assets!
The current unexpected warmth of the Yellow Crane made the vice president feel much more at ease.
However comfortable it may be, the most difficult issues still need to be addressed
"It shouldn't be possible. I heard that the workers were already blocked inside the office building by Huang He yesterday, and there are still workers keeping an eye on him. He can't escape!" said the vice president of GS Bank淡淡地说道, yet the faint sadness in his brows could not be erased no matter what.
They are already bankrupt anyway, so it doesn't matter whether you are the bank president; the attitude during the loan process is completely different from the current situation
"Shut your mouth, you young one, why do you have so much to say?" The vice president scolded angrily, and the chatterbox subordinate immediately fell silent
Through the influence of various official and financial writings from later generations, Huang He completely understands the principle that those who owe money are the ones in power. Now that he owes 350 million, he is indeed the one in power, so why would he fear a mere deputy bank president
By the way, I heard that this time over a thousand people have outstanding wages. Most of the funds from selling these collateral items will likely be used to pay these workers their wages first, after all, stability outweighs everything. I estimate that by then, our 350 million will be lucky to recover a small portion of it
Ah, Chairman Huang, our bank also has no surplus... What did you say? The vice president suddenly felt as if he had misheard something.
"Bank manager, do you think that yellow crane has already run away?" someone said anxiously inside a moving Audi car
When will you transfer the money over?
Ah, in fact, it makes no difference whether we run or not; this Huang He will definitely not be able to produce a single penny. We can only use the factory buildings, inventory, and other assets he has pledged to settle the debts, but how much are these things really worth
Chairman Huang, it is time for you to repay the money
Of course, the most critical aspect is that there are loan tasks within the organization, and he must disburse the funds. Therefore, he signed a loan contract worth 350 million with Jiangnan Leather Factory
"President Wang, if you seal my leather factory now, then not to mention 3 months later, even 30 years from now, I will have 100% no money to pay you back!" Huang He suddenly interjected from the side.
There is!
Thank you, President Wang, but the process must be expedited. It should be approved within at least three days, as I am in urgent need of it
"It's nothing, it's not a loan in the name of our company!" Huang He chuckled, "My sister-in-law has a 40 square meter apartment, borrowing 1 million is more than enough, right!"
If you come to seal my assets three months later, you can still receive 50 million or 80 million in repayment!" Huang He dug into his ear. "President Wang, in fact, everyone is having a hard time now. Your GS Bank has already had dozens of loans worth over a hundred million in Wenzhou that cannot be recovered, right!
"On what basis should I believe that you can repay the money within three months!" the vice president questioned. "This is merely a delaying tactic; by three months from now, you will likely have vanished without a trace."
A 40 square meter house in Wenzhou has a market price of less than 150,000 for new properties
Take a gamble; what if the money can be recovered
The voice of the vice president was choked, and after a long pause, he coldly snorted and said, "So Chairman Huang is waiting for me here. You want to postpone it for three months, but that is not possible, it cannot be done!"
The mindset of this vice president is explosive, as he was the one who approved this loan in the first place. He believes that Huang He appears quite capable, being a returning overseas student, and surely has a different perspective and a promising future
I really can't do it!" Vice President Wang shook his head. "This is a policy issue. If I make this mistake, I will be held accountable!"
Amidst the endless clouds of sorrow, the vice president finally arrived at the entrance of the Jiangnan Leather Factory. However, contrary to expectations of being received by no one and treated like a pariah, he found Huang He had already been waiting at the door, personally welcoming him along with a few others, and warmly ushering him into his office.
Aren't you being unreasonable? The vice president became anxious
I am currently trapped here by the workers, and I have not a single cent left. All I have is this broken jar. Either you smash my broken jar to pieces, or you give me three months' time. After three months, I guarantee that I will find a way to repay the first installment of 80 million to you!" At this moment, Huang He was completely fearless.
The joy experienced at the time of signing the contract is now matched by the extent of the current discontent; if the sum of 350 million cannot be recovered, he is likely to retire early.
But he is only 50 years old, he still has 15 years left
Is it true? the vice president confirmed with great surprise
Three months later
I know! '' Huang He nodded slightly. '' Today, the first batch of funds should be returned to your bank, totaling 80 million, as I am aware.
However, if you were to recover the loan from me, you would be the only person in the entire GS Bank capable of reclaiming a loan, which is a unique achievement. Do you not desire this?
Alright, I will give you three months' time! Vice President Wang ultimately made up his mind, regardless of the outcome, to take a chance and transform a bicycle into a motorcycle
"President Wang, am I being unreasonable? You know better than I do. All my funds have been processed through your GS Bank. How much do I have left? Surely you must know?"
So do you still have money
He had dealt too much with those borrowers who could not repay their debts. These individuals either ran away far, making it impossible for you to find them, or they were extremely indifferent, crying poverty after just a few words, claiming they had not a single cent and that everything was subject to the court's decision, asserting that they simply had no money to repay.
"OK!" Huang He shrugged his shoulders, "Then I don't care anymore. You all take a look at what is valuable here, just take it all. After all, all my possessions are here. At worst, I can stay in prison for a few more years. How much can be recovered depends on your ability!"
"Wait!" Huang He called out to Vice President Wang. "President Wang, the company now has only 100,000 left. I cannot proceed with my subsequent business plans. Could you lend me another 1,000,000 to help me with temporary cash flow?"
I still have money!" Huang He said with a smile